Latest News from Newealth

Why a Strong Financial Plan is More than Just Numbers

• Posted by Dejan Pekic BCom DipFP CFP GAICD

Many people think financial planning is about crunching numbers – budgets, investments, taxes. But true financial planning is about life, not math.

Expert financial planning helps you build a robust foundation for your current needs, and long-term goals. Knowing what you want in life is a first step. Backing that with specialist advice, disciplined strategies and holistic support, is key to financial success.

A skilled financial planner can provide you with investment advisory strategies that provide clarity and reduce stress, replacing uncertainty with a comprehensive view of your financial position. With foresight, you have the flexibility to enjoy today as you prepare for tomorrow.

Newealth Founder Dejan Pekic is a Certified Financial Planner (CFP) with over 35 years in the industry, and he remains the personal financial planner for all Newealth clients. With a firm belief that great financial advice changes lives, Dejan and the team help shape your financial future, with clarity, integrity and discipline.

A financial plan for your lifestyle and values

While lifetime goals may shift, our values often remain constant, and for many people, stability and security are key.

Strategic financial planning can help you focus on what’s important to prioritise your
financial goals, whether it’s a new home, investment, children’s education, superannuation or
retirement.

“Clients often come to us knowing they need to do something, they know this or that much, but for want of a better word, they feel lost,” says Dejan. “So what we do is we just tie it all together. We work with every client to create a direction, a tailored plan and trackable goals.”

We listen, plan and provide ongoing support for lifetime wealth creation. We use proven, principled investing strategies, not trends or speculation. We empower individuals, family offices, professionals and retirees with trusted advice across every life stage.

At Newealth, we place client relationships front and centre, to help you focus on financial goals in line with your lifestyle and values.

Financial planning for security, with clarity

Finances can be complex. At Newealth, we cut through the financial jargon. We provide clarity to help reduce stress and replace uncertainty with a personal roadmap.

“Sometimes people come to us with an inheritance,” explains Dejan. “Sometimes it’s a superannuation pain point, or retirement. They stay with us for a multitude of reasons, but one thing that stands out is simplicity. We help clients understand a balance sheet to fundamentally understand their financial position. We set clear and achievable KPI’s, and we stay with clients through market cycles. Clients often speak to me about trust… but the trust is really in the process.”

Newealth provides holistic services that include savings and investment strategies, superannuation and retirement planning, succession planning, and advice on death and disability insurance. Our approach is grounded in Benjamin Graham’s value investing principles. We focus on long-term financial security and capital preservation with a disciplined margin of safety.

Simply put, we help you build personal wealth and become more financially secure.

Flexibility to enjoy today as you prepare for tomorrow

Strategic wealth management helps you prepare for your future, creating financial security that endures, and peace of mind.

Our expertise helps you optimise your investments and superannuation and receive cash dividends through your retirement. We can assist you in choosing the most appropriate super plan for your needs, and with income projections, help you work towards specific targets. We also partner with lawyers and tax accountants to provide complete investment advisory services.

A strong financial plan should give you the flexibility to enjoy today as you prepare for
tomorrow. We incorporate cash flow management into planning, helping you to budget, track
income and expenses and avoid unnecessary debt.

We’re committed to value-investing principles that sustainably grow generational wealth, building legacies and lasting security for you and your family.

Tailored guidance built on relationships

For 35 years, Newealth has delivered tailored advice across superannuation, investment, retirement planning, and wealth protection – built on relationships, not transactions.

Our focus on personalised guidance and holistic services helps equip you with the tools to effectively plan your financial future. Our ongoing support also ensures you never have to do it alone.

As an investment advisory service, we have no hidden agendas. Our strategies are built on understanding your unique objectives, supporting you with impartial research-driven expertise, and calmly guiding you through market volatility.

We don’t chase short term returns. Instead, we empower you with the essential financial clarity to make informed decisions through every life stage.

“We keep things simple,” adds Dejan. “And over time, we help clients get a full picture and understanding of their financial position. People see budgets and profits, the tangible aspects. What they don’t always see is that growth in knowledge that just comes as you spend more time with us, and that education is a key part of wealth management.”

Newealth Financial Planning Experts

A strong financial plan offers much more than budgets or investments. It helps you design your future, provides a financial roadmap, gives you the flexibility to be financially comfortable, and the freedom to focus on what matters.

Having trusted guidance along the way is essential, and Dejan and the team are passionate about helping every client feel comfortable and confident around wealth management. We provide tailored services and straightforward strategies. We also provide full support through booms and busts to ensure you feel in control, even in uncertain times.

A boutique financial planning firm based in Sydney, Newealth’s track record speaks for itself. We’ve helped professionals, executives and families across Australia make informed and effective financial decisions for decades.

If you’re seeking holistic, relationship-focused financial planning, get in touch.

Many of our clients come to us through referrals, so if you have family, friends or colleagues who could benefit from advice, please feel free to connect them with us.

General Advice Warning:
The information in this blog is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider whether the information is appropriate for you and seek professional advice before making any financial decisions.
Newealth Pty Ltd ABN 61 091 100 275 | AFSL 231297

Friday Tidbit

• Posted by Dejan Pekic BCom DipFP CFP GAICD

In 1926 George S Clason first published a famous series of pamphlets on thrift and financial success using parables from ancient Babylonian clay tablets.

These pamphlets were latter incorporated into his book, The Richest Man in Babylon and the following seven cures for a lean purse are from the book and as told by Arkad, The Richest Man in Babylon.

1. Start thy purse to fattening

“For every ten coins thou placest within thy purse take out for use but nine. Thy purse will start to fatten at once and its increasing weight will feel good in thy hand and bring satisfaction to thy soul.”

2. Control thy expenditures

“Budget thy expenses that thou mayest have coins to pay for thy necessities, to pay for thy enjoyments and to gratify thy worthwhile desires without spending more than nine-tenths of thy earnings.”

3. Make thy gold multiply

“Put each coin to laboring that it may reproduce its kind even as the flocks of the field and help bring to thee income, a stream of wealth that shall flow constantly into thy purse.”

4. Guard thy treasures from loss

“Guard thy treasure from loss by investing only where they principal is safe, where thou will not fail to collect a fair rental. Consult with wise men. Secure the advice of those experienced in the profitable handling of gold. Let their wisdom protect thy treasure form unsafe investments.”

5. Make of thy dwelling a profitable investment

“No man’s family can fully enjoy life unless they do have a plot of ground wherein children can play in the clean earth and where the wife may raise not only blossoms but good rich herbs to feed her family. To a man’s heart it brings gladness to eat the figs from his own trees and the grapes of his own vines. To own his own domicile and to have it a place he is proud to care for, putteth confidence in his heart and greater effort behind all his endeavors. Therefore do I recommend that every man own the roof that sheltered him and his.”

6. Insure a future income

“It behooves a man to make preparation for a suitable income in the days to come, when he is no longer young, and to make preparations for his family should he be no longer with them to comfort and support them. No man can afford not to insure a treasure for his old age and the protection of his family, no matter how prosperous his business and his investments may be.”

7. Increase they ability to earn

“To cultivate thy own powers, to study and become wiser, to become more skillful, to so act as to respect thyself. Thereby shall thou acquire confidence in thyself to achieve they carefully considered desires.”

Has anything really changed when it comes to accumulating wealth?

Our business is based on referrals, so if you have family, friends or colleagues that want advice please ask them to contact us.

Global Wealth Report 2025: The rise of EMILLI

• Posted by Dejan Pekic BCom DipFP CFP GAICD

EMILLIs or Everyday Millionaires represents people with assets of US$1 million to US$5 million and their numbers have quadrupled to 52 million globally since 2000.

These Everyday Millionaires accounted for around US$107 trillion of total wealth at the end of 2024.

At the top end of the wealth pyramid there are 31 people with over US$50 billion in wealth out of a planetary population of 8.14 billion humans.

Lots more insights into wealth and we invite you to enjoy.

Click to read.

Our business is based on referrals, so if you have family, friends or colleagues that want advice please ask them to contact us.

Friday Tidbit

• Posted by Dejan Pekic BCom DipFP CFP GAICD

Who would have thought that 29% of Greeks living in Cities and Towns (almost one third) spend more than 40% of their household income on housing?

Click for graphic.

Just goes to show that it is not just us in Australia that suffer under a ruinous housing policy.

Looking forward to our Federal, State and Local politicians fixing what has been a multi decade problem to date.

Our business is based on referrals, so if you have family, friends or colleagues that want advice please ask them to contact us.

What a difference a decade makes

• Posted by Dejan Pekic BCom DipFP CFP GAICD

Vanguard have published their Index Chart for asset class returns to 30 June 2025.

For comparison we reviewed the asset class returns to 30 June 2015.

A decade ago it was Australian listed companies that delivered the best 30 year performance number but now it is US listed companies who have delivered the best performance number over 30 years.

More interestingly is the 10 year growth asset return numbers which delivered 6% to 7% per annum to 30 June 2015 while for the 10 years to 30 June 2025 growth assets returns are 8% to 15% per annum.

This has been a material increase in growth asset returns and the reason must lie with the combination of low interest rates and proliferation of software/AI focused businesses.

Click for charts.

Will it continue, sadly no.

Expect an asset price correction or crash, this is guaranteed to happen which is why remaining invested according to our appetite for volatility is most important and when (not if) fear and panic next take hold, react by buying more quality assets at discounted prices.

Our business is based on referrals, so if you have family, friends or colleagues that want advice please ask them to contact us.